HOME BUYING TOOLS

Mortgage Calculator


Learn how different factors affect the cost of a mortgage. Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.

Mortgage Details

$
$
%
$
%

Additional Monthly Costs (Optional)

$
$
$
$
Auto-calculated if down payment is less than 20%

Monthly Payment

Estimated Monthly Payment

$2,599

Payment Breakdown

Principal & Interest $2,016
Property Tax $400
Home Insurance $150
HOA Dues $0
PMI $0

Loan Summary

Total Interest Paid $405,818
Total Cost of Loan $725,818
This mortgage calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, we don't provide loans, and this tool doesn't promise lending.

Ready to Get Pre-Approved?

Connect with a trusted mortgage professional to get your personalized rate and pre-approval letter.